Outdoor Enthusiasts
Get Covered: $25,000 Injury Insurance + Expert Gear Advice
Stay Protected, Get Personalized Gear Advice, & Save on Top Brands
Benefit from $25,000 injury coverage per incident, zero deductible, and expert gear recommendations from our reviewers. Join thousands of outdoor enthusiasts who trust BLISTER to keep them protected and well-equipped.
“As an orthopedic surgeon, I treat outdoor sports injuries every day, and I know how expensive those medical bills can get. BLISTER+ outdoor injury coverage will benefit the vast majority of outdoor recreationalists.”
- Dr. Gloria Beim, Head Physician, USA Olympic Team 2024
Jonathan Ellsworth
Founder / Editor-in-Chief, BLISTER
Hi, let me tell you my story:
Three years ago, I was wrapping up one of my go-to mountain bike rides in Crested Butte. I had laced all the techy spots (and was admittedly feeling pretty proud of myself) and was just cruising down the trail to the road, when suddenly, I hit the ground. Hard. I couldn’t breathe, I was dazed, and I thought I’d dislocated my shoulder. As I lay there trying to catch my breath, two riders stopped to see if I was okay. They suggested I go to the hospital, and despite my instinct to tough it out, I took their advice and called my friend Syd who gave me a ride.
At the ER, they ran a few tests, took x-rays, and sent me home to rest. (Turns out, I had four broken ribs, a concussion, and had a 3rd degree separation of my AC joint.) The bill? $12,894.70. And even though I have “good” insurance, I still ended up having to pay about $8,000 out of pocket.
That was my wake-up call, and I was determined to find a better solution.
A year later (and after learning way more than I ever wanted to know about the crazy world of insurance), I’d discovered that we could create something far more valuable for people who love to play outside, and we launched BLISTER+.
If I’d had this injury insurance at the time, my hospital visit would have cost me nothing. So we developed the BLISTER+ Membership.
BLISTER+ isn’t just about financial protection, it’s about freedom; the freedom to go do what you love without the fear of getting hit with an unexpected and sometimes devastating expense. With up to $25,000 per injury and no deductible, BLISTER+ covers the cost of your health insurance deductible, as well as other costs that your regular health insurance might not — like emergency evacuations and incidents worldwide.
Plus, you get personalized gear recommendations, access to our buyer’s guides, discounts on top outdoor brands, and more. If you love the outdoors, injuries are inevitable. So don’t wait until it’s too late—get covered now, and focus on what really matters: the adventure.
Here’s to fearless exploration,
Jonathan Ellsworth
Founder / Editor-In-Chief, BLISTER
What You Get With BLISTER+
- $25,000 Per Injury Coverage
Accidents happen. Whether you’re skiing, biking, or hiking, BLISTER+ covers you with up to $25,000 per injury and $0 deductible. Focus on the thrills, not the bills.
- Personalized Gear Recommendations
Get access to tailored advice from Blister reviewers. Whether you’re looking for new skis, ski boots, bike gear, or outdoor apparel, our reviewers’ recommendations have helped thousands of people from all around the world find the gear that’s right for them.
- Exclusive Member Perks
Enjoy special discounts on top outdoor brands, access our in-depth gear guides and new Blister Resort Guides, and get our personalized gear recommendations. Your membership can quickly pay for itself.
- Dedicated Assistance Every Step of the Way
Our team is here to help every step of the way. From filing injury claims to getting gear advice, BLISTER+ offers unparalleled assistance.
- Access to All BLISTER Content
Get access to all Flash Reviews, Deep Dive comparisons, and more! Our Flash Reviews provide our initial impressions and are updated in real-time as we spend more time with the products. Our Deep Dives directly compare one ski, bike, etc. to all of its main competition. Members frequently read these to stay informed on the latest gear and trends.
- Winter Buyer's Guide
Receive a guaranteed copy of our limited print edition Winter Buyer’s Guide — or opt for the digital version. Stay updated with our comprehensive annual guide to the best gear. Many members rely on this guide for their seasonal gear decisions.
- Blister Summit Discount
Get $100 off registration for our annual Blister Summit, a unique event where you can test next year’s gear and interact with industry professionals. Members frequently use this discount to attend and benefit from the summit experience.
- Exclusive Discounts
As a BLISTER+ member, you’ll enjoy discounts from top brands like 4FRNT, Flylow, G3, Moment Skis, Ride Concepts, and many more. Save on skis, apparel, accessories, and services at our partner shops. These discounts are highly valued by members who regularly purchase gear.
- Worldwide Protection
No matter where your adventures take you, BLISTER+ has you covered. Travel with confidence knowing you’re protected globally, including emergency evacuations. This benefit is particularly appreciated by those traveling for international adventures.
- Reduced Financial Risk
BLISTER+ members are assured they won’t be financially ruined by high medical costs due to an injury. This supplemental coverage is particularly beneficial for those with high-deductible health plans or those needing specialized treatments.
Why BLISTER+ is Your Ultimate Outdoor Companion
Unmatched Gear Expertise
Our team is out testing gear every day of the year. So when we recommend something, you can trust it's been thoroughly vetted.
Brutally Honest Reviews
We tell it like it is, 100% of the time. Since day 1 at Blister, we’ve never taken any advertising money from any of the gear manufacturers we review, so we are fiercely independent and unbiased. Our only responsibility is to tell outdoor recreationalists like you exactly what works and what doesn’t. This honesty is a key reason members trust us and our reviews.
Continuous Updates
The outdoor industry never stops evolving, so we never stop testing. We provide weekly updates that keep you informed on the latest gear and trends. Members frequently use our Flash Reviews and Deep Dive Comparison articles to get up-to-date information.
Community of Enthusiasts
Join a passionate community of outdoor lovers. Share experiences, get advice, and connect with like-minded adventurers. This community aspect is highly valued by our members.
Health Coverage for Active Lifestyles
BLISTER+ injury insurance (underwritten by Mutual of Omaha) fills a critical gap in coverage for outdoor enthusiasts, providing peace of mind and financial protection during activities that regular insurance often overlooks.
Don't Let Injuries or the Wrong Gear Derail Your Passion
THE CHALLENGE
- Skiing Accident Hospital Bills: $10,000
- Emergency Helicopter Evacuation: $12,000 – $25,000+
- Trip Ruined by the Wrong Ski, Bike, or Board
- New Gear is Expensive!
THE BLISTER+ SOLUTION
-
$25,000 Coverage Per Injury
$0 deductible -
Global Protection
Including emergency evacuations -
Expert Gear Advice
Get the gear that’s right for you -
Exclusive Member Discounts
Save on top brands, offset costs
Comprehensive Coverage for Your Outdoor Lifestyle
Coverage Details
-
Up to $25,000 per Injury
Significant coverage for any mishap during your adventures. -
$0 Deductible
No hidden costs, just straightforward protection. -
Emergency Evacuations Included
Immediate assistance when you need it most. -
12-Month Coverage
Begins as soon as you sign up. -
Works with or Without Other Insurance
Complements your existing health insurance or stands alone. -
Covers Health Insurance Deductibles and Co-Pay Costs
Reduces your out-of-pocket expenses. -
No ‘Out-of-Network’ Restrictions
Freedom to get care wherever you are. -
Eligible for All Ages
Kids and adults alike. -
Global Coverage
Citizens and residents of all countries are covered. -
BLISTER+ Covers You
Engaging in activities like skiing, biking, hiking, climbing, and more. For a complete list, click here.
How It Works
Sign Up
Choose your BLISTER+ plan and enroll in minutes.
Get Covered
Benefit from $25,000 per-injury coverage with $0 deductible.
Enjoy Benefits
Access personalized gear recommendations, exclusive deals, and more.
The True Price of Outdoor Pursuits: With and Without BLISTER+
Without BLISTER+
- Hospital visit for a broken leg: $10,000+
- Surgery for torn ACL: $20,000+
- Emergency evacuation: $12,000+
With BLISTER+
- Coverage up to $25,000 per injury
- $0 deductible
-
Peace of mind and
comprehensive protection
Join The BLISTER+ Community Today!
$395/year
- $25k Coverage ($395 value)
- $0 Deductible
- Deep Dive Comparisons ($59 value)
- Flash Reviews ($59 value)
- Personal Recommendations ($159 value)
More Rave Reviews from Our Members
The health coverage is worth a lot to me. It allows me to know I am covered to do whatever activities I want, whether it's sending a cliff inbounds or a big backcountry line or learning to MTB.
— BLISTER+ Member, Thornton, CO
Every time I purchase anything, it's based on the hundreds of hours of Blister media I've consumed. Blister is literally the only source I trust for unbiased insights.
— BLISTER+ Member, Seattle, WA
BLISTER+ has given me peace of mind to travel and participate in the activities I love without having to worry as much about the cost of emergency services.
— BLISTER+ Member, St Kilda, Australia
Absolute unbiased gear recommendations are so rare these days. I feel like every other outlet has sold out, and Blister is the one place I can rely on for true unbiased information. The BLISTER+ insurance is such a no-brainer!
— BLISTER+ Member, North Conway, NH
The ability to email for advice when deciding which gear to buy is incredibly valuable. I feel confident in the information provided, and it's helped me better understand not just the equipment, but skiing in general.
— BLISTER+ Member, Denver, CO
Blister is the first place I stop to get a sense of a ski. I don't always agree 100% with a reviewer, but it is still world's better than anything else out there.
— BLISTER+ Member, Chapel Hill, NC
The Buyers' Guide and access to the reviews help me better understand ski characteristics and how the right equipment can improve my skiing.
— BLISTER+ Member, Narragansett, RI
The BLISTER+ accident insurance is the most important benefit for me. It gives me peace of mind that if I do get injured doing something outside, I'll be covered.
— BLISTER+ Member, Boulder, CO
The BLISTER+ insurance provides that extra level of comfort for those days out having an adventure, whether it's in the French Alps or cycling around Park City.
— BLISTER+ Member, Park City, UT
I tore my MCL / ACL in January of 2023. The BLISTER+ insurance worked great. It paid for my deductibles on my visit to the Alta Clinic and the MRI when I got home.
— BLISTER+ Member, Wellington, FL
Frequently Asked Questions
Once you’ve purchased BLISTER+, check that you’re logged in and head to our Member Clubhouse. There, you can find your discounts, submit a gear question, check out the latest Flash Reviews and Deep Dive comparisons, read our digital Buyer’s Guides, and more. The Member Clubhouse is your one-stop shop for taking advantage of all the benefits of the BLISTER+ Membership.
Interested in getting BLISTER+ for a family member or friend? Great idea! To do so, follow these instructions:
- Create an account on the Blister website using the name and email of the person you want to get covered with BLISTER+.
You cannot purchase BLISTER+ for someone else using your own name or email; BLISTER+ outdoor injury insurance is assigned to the name and email of the account that’s used when placing the order. - Using the account of the person you want to get covered, purchase a BLISTER+ membership.
- After completing the order, we (BLISTER) will send an order confirmation email to the email of the account used to place the order.
- Within 1-2 business days of placing the order, our injury insurance partner, Spot, will send an additional email to the email of the account used to place the order. Spot’s email will contain instructions on how to log into the user’s Spot Insurance account, which is what the BLISTER+ member will use if/when they need to file a claim.
We often get on gear long before it’s released, and our Full Reviews necessarily take time to produce (you know, since we actually put lots of time on or in the products we test). Blister Flash Reviews provide our initial impressions of a product and are updated in real time as we spend more time on it. We post Flash Reviews for skis, mountain bikes, ski boots, high-profile mountain bike components, ski bindings, and more. Check out our sample Flash Review of the Atomic Bent 110 to see an example.
Major time and money savers. Our Deep Dives spell out how a ski or bike compares to every other relevant ski or bike in the category. See an Example: Deep Dive: K2 Mindbender 99Ti.
If you become a BLISTER+ member, you can reach out to us directly via the Gear Recommendations form on the Blister Member Clubhouse and our reviewers will work with you to make sure you end up with the right gear.
Please Note: This is NOT a feature of the Digital Access Pass.
By purchasing a BLISTER+ membership, you’ll be covered with $0 deductible, $25,000-per-injury insurance for a whole year — all for less than $33 a month / $399 a year.
Please Note: This is NOT a feature of the Digital Access Pass.
Our BLISTER+ members get access to exclusive deals on gear from 30+ brands, including 10-20% off a bunch of ski brands, 15% off We Are One carbon wheels, and much more.
Please Note: This is NOT a feature of the Digital Access Pass.
Our annual Winter Buyer’s Guide is included with a BLISTER+ subscription. You can also buy the guide on its own (print or digital) via our store.
Please Note: This is NOT a feature of the Digital Access Pass.
Our BLISTER+ members get $100 off the registration price for Blister Summit 2024, which is taking place at Mt. Crested Butte, Colorado from February 4-8.
Please Note: This is NOT a feature of the Digital Access Pass.
Our BLISTER+ members get access to Blister Community Reviews, where they can post their own reviews and read reviews from other BLISTER+ members. Check out this GEAR:30 podcast for more on Blister Community Reviews and our future plans for it.
Please Note: This is NOT a feature of the Digital Access Pass.
Our BLISTER+ members get access to everything that the basic Blister Membership included. But BLISTER+ offers a LOT more, including $0 deductible, $25,000-per-injury insurance that covers your favorite outdoor activities; access to our new Blister Community Reviews; plus more to come.
If you have an active Digital Access Pass and would like to upgrade to our BLISTER+ Membership, head to the Blister Member Clubhouse for instructions.
Our BLISTER+ injury insurance is a custom policy that we created with Spot Insurance to protect the members of our Blister community, and it is underwritten by Mutual of Omaha.
In addition to receiving all the other benefits of the plan, BLISTER+ members get up to $25,000 of injury insurance per injury — with $0 deductible — for all the activities listed here, anywhere in the world. And citizens of all countries are eligible.
So say you’re a BLISTER+ member and you hurt yourself biking to work. You’ll be covered for up to $25,000 for that injury, with $0 deductible. And if you then hurt yourself skiing or fishing or rock climbing or snowboarding or snowmobiling or running or kayaking, etc., the next day, you’d be covered for up to $25,000 for that injury, too, with $0 deductible.
You just submit a claim (see “What if I have to submit a claim?” below) and you’ll have the Spot team and our Blister team working with you to make sure that you’re taken care of.
The BLISTER+ plan covers costs from your doctor-recommended treatment plan up to $25,000 for any covered physical injury as long as it is carried out by a licensed medical professional. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, physical therapy, and emergency transportation. Basically, anything your licensed medical professional recommends that you need to recover from your accident.
BLISTER+ members are covered any time they are:
- Skiing (inbounds and backcountry skiing)
- Snowboarding
- Cross-Country Skiing
- Splitboarding
- Snowmobiling
- Mountain Biking
- Road Biking (including commuting)
- Gravel Biking
- Trail Running
- Road Running
- Hiking
- Camping
- Rock Climbing (not free solo climbing)
- Bouldering (indoors and outdoors)
- Alpine Rock, Snow, or Glacier Climbing
- Canyoneering
- Fishing
- Kayaking
- Rafting
No, BLISTER+ is not health insurance.
The BLISTER+ plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents.
If you’re an active BLISTER+ member and you get injured while doing one of the covered activities, you’d go through any medical procedures and visits as usual, using your own health insurance (if applicable), and then you file a claim through our insurance partner, Spot, to get reimbursed for covered care related to that injury. See the “What if I have to submit a claim” tab for more details.
As much as we would like to help you with your stomach flu (drink plenty of fluids!), general illness and sickness are not included in your policy coverage.
General illness, pre-existing conditions, overuse injuries (think tennis elbow), and overuse symptoms that cannot be tied to a specific incident, as well as injuries that happen outside of the sports and activities listed above.
If you’re a BLISTER+ member and need to file a claim, here’s what you need to do:
- Get the necessary medical treatment you need.
- Take pictures of your receipts and medical documents.
- Log into your Spot account and follow the instructions to submit your claim.
- Sit back and relax. The Spot team will reach out if they have any questions or need any more information to process your claim.
If you still have questions about the claims process, please email claims@getspot.com.
The policy is underwritten by Mutual of Omaha, a trusted insurance provider with an A+ rating from AM Best.
Join BLISTER+ today and adventure with confidence, knowing you’re equipped with the best gear advice and comprehensive coverage.
Don't Wait to Protect Your Passion
Join BLISTER+ today and adventure with confidence, knowing you’re equipped with the best gear advice and comprehensive coverage.
